Tips For Saving Money When Financing a Car

Save money when you are financing a car by knowing your credit score and leveraging competing loan offers.

When you are financing a car we recommend to put as much money down as you can and keep the term short and most importantly don’t buy more car than you can afford. Whenever you finance a car, you want to think about it not just in terms of the monthly payment, but also in terms of the total cost.

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Here is what we recommend

  1. Understand your credit score before you go to the dealership
  2. If your credit isn’t perfect, get financing quotes before you go
  3. Keep the term as short as you can afford
  4. Put 20 percent down
  5. Pay for taxes, fees, and “extras” with cash

If you have to finance a car, be as pragmatic as possible. At Car Gallery we offer competitive rates, instant approvals and bad credit car loans.

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